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Question:

My parents who are both 67 years of age are visiting US for 2 months. I would like to get an insurance for both of them. They are both taking medication for diabetes and cholesterol. My father recently had angioplasty procedure and had to put 2 stents. My mom doesn't have any other issues apart from cholesterol and diabetes. Also they have high blood pressure too. Can you please suggest me an affordable insurance that i can take for them and what all are covered. Let me know if you need any other information to get me a quote.

Answer:

We would be glad to advise. 

All plans on the market for visitors cover new illnesses and new injuries that occur or manifest after the effective date.  They do not cover things that are preventative, routine, or pre-existing.  Some plans do include Acute onset benefits of pre-existing conditions and I have attached the information link below to explain that benefit option. 

If your parents are traveling on B2 visitor visas, you can run quotes here, with their other specific information to see what plans would be available to them and the cost of the plans as well.  

We do recommend the Comprehensive plans, as the Fixed plans are limited benefit plans.

If you have any additional questions, please let us know.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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