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Ask Our Specialists
Parents visiting USA with Pre-existing condition I came across your email address while looking up options for medical insurance for my parents who plan to visit the US from Sept 15 to Nov 17 this year. My father will turn 69 tomorrow and is a diabetic with high blood pressure, both of which are under control as of now. He underwent a carotid endarterectomy last year and has been asymptomatic ever since. My mother will turn 62 in December. She underwent heart surgery this past Jan for an aortic dissection and has been asymptomatic as well. She was taking medication for high blood pressure prior to her aortic dissection. Their family doctor has cleared them for all travel. I would like to err on the side of caution and prefer a comprehensive plan. Given these situations, what product would you recommend?
Thank you for your inquiry. Insurance will not pay for any routine dr. visit for the existing condition. But most of the plan covers acute onset of pre-existing conditions up to policy max you choose. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ /visitors-insurance-usa-heart-attack-coverage/ You can purchase either Patriot America plus or Atlas America plan. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Patriot America plus brochure, instant purchase link, /patriot-america-plus-insurance/ You can compare these plans at www.insubuy.com Please feel free to contact our office if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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