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Question:

My wife is cancer survivor and undergoing treatment in India. She is visiting to USA for 3 weeks in vacation. oncologist in India already diagnosed and cleared this trip as her health is normal and stable. Will acute onset of pre-existing plan covers for any emergency treatment for unforeseen situations due to sudden aggression of pre-existing cancer disease?

Answer:

That would depend on the plan.  WorldTrips exclude all forms of cancer.  IMG does not exclude cancer but the insured would have to meet all the terms and conditions of the Acute Onset of Pre-Existing Conditions benefit for the claim to be paid and you must choose a plan that has this benefit like the Patriot America Plus for example.  Trawick International does not exclude cancer either but the insured would have to meet all the terms and conditions of the Acute Onset of Pre-Existing Conditions benefit for the claim to be paid and you must choose a plan that has this benefit like the Safe Travels USA Comprehensive for example.

There is only one plan that will cover pre-existing conditions and that is the Visitors Protect

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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