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Question:

My parents visiting US for a few months. I would like to get health insurance for them. Could you please provide detail information about health insurance coverage? Will the insurance cover emergency visit?

Answer:

Hello,

You can run quotes for those plans through our Visitor Insurance plan. 

When you are filling out the quote screen you will want to choose coverage area as International including U.S.A. 

That means that the plans that will be provided within the quotes will offer coverage in the U.S. and anywhere outside of the insureds home country.  Therefore you would have coverage anywhere in the world including during travel. 

As far as emergency visits As long as it is for an eligible reason (not excluded) emergency visits would be covered. 

Please look at the details of each plan regarding how much the coverage is and any conditions around it.  

Please let us know if you have any additional questions or need any additional assistance.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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