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Atlas Travel Plan Hello, I would like to ask about Atlas Plan , I will come along with my family (Spouse-3 Children (7Y-3Y and 5 months)) to USA next month and I will stay from 6- 12 months. during first period I will have a B1 visa then will change it to F1 and for my family F2. My question is, My daughter has a AV&VA discordance with below classification. -the morphological RV is left sided and is hypertrophied with good function, it receives the LA and the pulmonary veins. -the morphological LV is left sided with good function, it receives the semantic veins RA-LV connection. -the pulmonary artery arises from the morphological LV and is central in position, PA band is detected 7mm above the pilmonary valve with a max systolic pressure gardient of 55 mmHg accross it. -the band is not encroaching on the PA branches which are both of good size. -the aorta arises from left sided morphologic RV and is anterior and slightly to the left of the main pulmonary artery, Lposed forming the left border of the heart. - inlet outlet 1cm VSD shunting bidirectionally. - normal TV morphological and flow. - normal MV morphological anf flow. - normal aortic valve morphological anf flow. - RT sided aortic arch , no CAO and PDA. if she need to make any surgery during our stay, is it will be covered or not? Note: we will stay at Boston, MA.
Hello, Thank you for contacting Insubuy for your insurance needs. However, with the differing status upon you travel here into the U.S. There are plans that you be able to have a visitor into the united States that will not be available once you switch to a F1 visa holder. This plan will not cover any pre-existing conditions or preventative care for a visitor. The acute onset coverage included within the plan is in case of a life threating emergency. Please see the link listed below for more information about an acute onset. If you need any further clarification please feel free to contact our office. Acute Onset FAQ: /visitor-insurance-acute-onset-of-pre-existing-conditions/
Thank you. Could you please advise about which plan should I buy to cover my daughter case? As I don't want to be at risk during my visit . Regards,
With your current status as a visitor to the U.S. there are no plans on the market which would cover a pre-existing condition for a visitor with the exception of an acute onset of a pre-existing condition. Once you are on an F1 you may purchase a plan from the students section of our website which would cover pre-existing conditions but there will also be either a 6 or 12 month waiting period dependent upon which plan you select. F1/F2 visa insurance at, /international-student-medical-insurance/ You may also contact our office at (866) INSUBUY. If you have any additional questions please let us know.
Just to conclude my understanding, my dependent children will not be covered from the pre-existing conditions during our stay, even if I got the F1 visa as they will have f2. If I am wrong, please redirect me to a specific insurance plan to buy it. Thanks
In obtaining an F2 visa status you would be eligible for your Universities insurance which would typically be a domestic insurance and that would cover her condition. Or you would be eligible for student plan that will have 6-12 months waiting period for pre-existing conditions. Then there a limited to the coverage provided for the pre-existing condition. Please find student insurance at, /international-student-medical-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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