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Question:

Atlas Premium - Policy Clarification We would like to clarify the coverage restrictions with respect to Atlas Premium Policy on your website (/atlas-premium-america/visitors-insurance/). Regarding coverage for pre-existing conditions the website mentions the following - "Acute onset only. Medical to policy maximum and $25,000 medical evacuation for persons under age 70" Could you please clarify the following two questions: 1) For persons over 70, is acute onset of pre-existing conditions covered under the Atlas Premium policy? 2) If it is covered, are medical expenses from the acute onset covered up to the policy maximum ($100,000 in our case)? It wasn't clear from the language on the website.

Answer:

Thank you for your interest in purchasing insurance through us. Atlas Premium plan covers acute onset of pre-ex age below 70 years. So Under Atlas premium plan any expense related to pre-existing will be excluded. Atlas Premium brochure, instant purchase link, /atlas-premium-america-insurance/ From 08/15. We have some plan that covers acute onset of pre-existing conditions up to age 90 Yrs. More information on acute onset of pre-ex at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans , narrow by plans with pre-ex coverage, you can also compare them side by side. Please feel free to contact us if you have any further questions.

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