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Question:

We are contemplating purchasing Atlas America for Max $100,000 and deductible $2,500. We have following questions: 1. Please confirm that each of us will be covered for $ 100,000. 1.1. Will deductible be only once or will it be once per person ( that is, for each of us)? 2. My wife is visiting Schengen from July 22nd till July 28th; is there any possibility that Atlas America will insure her? 3. We will return from Los Angeles to Delhi, India (our home country) on 17th Sept. We have to change the flight at Frankfurt (Germany). Will Atlas America insure us during this transit at Frankfurt? 4. Does Atlas America cover us whilst we are in the flight?

Answer:

Thank you for contacting Insubuy for your insurance needs. 

The Atlas America plan will cover you anywhere outside of your home country so coverage would extend through your entire trip in all locations that you visit or are in transit through provide your policy is in force. 

The deductible will be per insured person. So you would all have deductibles of  $2,5000 to meet. The policy maximums are also individual so you would each have policy maximums of $100,000. 

For you wife's trip I would recommended purchasing a separate plan for the duration she will be in the Schengen area. We would recommend the Atlas International plan for you to review. 

If you need any additional clarification please contact our office. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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