The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
I'm interested in taking Patriot America/ Patriot America Plus plan for my parent. However, I would like to know more details about the pre-existing conditions coverage and the total premium I need to pay for 4 months. Also, do you issue an e-card or some documentation which I can print immediately after application.
The Patriot Travel series plans will provide virtual policy documents typically within 30 minutes of your purchase. You will also receive physical cards in the mail within 7-10 business days of your purchase.
These plans are designed to cover the new accidents a new illness that occur after the effective date of the policy. Plans will not cover the pre-existing conditions, routine doctors' visits, medication as it relates to the pre-existing conditions or immunizations.
The Patriot America Plus plan will cover for what is called an acute onset of a pre-existing condition. This coverage is available up to the policy maximum for individuals 69 and below An acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition that occurs spontaneously without any advance warning and treatment must be obtained within 24 hours of the symptoms.
Please review the Acute Onset of a Pre-existing Conditions FAQ for more information.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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