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Visitors Insurance - Comprehensive Coverage Plans

Visitors Insurance - Comprehensive Coverage Plans

There are many visitors insurance plans available in the market today. However, most of them fall into two major categories: fixed coverage plans and comprehensive coverage plans. We always recommend everyone purchase comprehensive coverage plans.

Comprehensive Coverage Plans

We always recommend comprehensive coverage plans due to the following reasons:

  • Benefits: After the deductible, it will pay a set percentage up to a certain amount, then 100% up to the chosen policy maximum or a set percentage up to the chosen policy maximum.

  • Cost: The plans cost more than fixed coverage plans; however the cost is reasonable considering the benefits provided offer proper protection.

  • Deductible: Deductible only has to be met once per policy period or year.

  • Out of Pocket Maximum: Generally limited to chosen deductible and co-insurance in most cases.

  • Policy Maximum: Properly covered up to the chosen policy maximum.

  • PPO Network: Most plans participate in PPO network; have contracted rates, and direct billing available.

  • Contracted Rates: Available for PPO network plans.

  • Providers: Freedom to visit any provider; however it's beneficial to visit providers in the network.

  • Travel Coverage: Extensive benefits provided beyond the policy maximum.

  • Acute Onset of Pre-Existing Conditions: Provided in many plans.

Due to above reasons, we always recommend comprehensive coverage plans.

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Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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