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Ask Our Specialists
Please explain what is the emergency coverage in fixed plan. When it says 500 per visit and additional 200 deductible , what does it mean?
Each plan is different, but typically what that means is that if you were to go to the Emergency Room due to an illness and you were not admitted into the hospital, you would have to meet an additional $200 deductible. The $500 that is listed there is the sub-limited amount that the insurance company will pay per incident for an ER visit, but again that will vary depending on the plan.
Remember, Fixed plans are very limited in benefits and if anything is to happen the majority of the cost would come out of your pocket, please see Risks of Purchasing Fixed Coverage Plans. We will always recommend to purchase a Comprehensive Plan.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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