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Age 70+ Need insurance advice father -75 - Takes some BP medicine and some for prostrate etc. He is having a medical check up before travelling to US. Generally healthy though as usual he due to his age he does take some medicines regularly. Mother - 68, Generally healthy, she also takes some regular medicines for BP etc What is the best comprehensive insurance that I can take for them. Is it worthwhile to take preexisting conditions insurance for my father since I see that most insurance does not cover anything serious like stroke and Heart attack above 70+. Is it worthwhile to spend the money to take preexisting coverage like the one offered by Liaison majestic since the total coverage for preexisting coverage seems very minimal. In case of such situations is medical repatriation covered ? Any advice will be helpful
Practically, there is no visitor insurance plan for 70+ that would cover cover pre-existing conditions. Liaison Majestic covers only up to $200/night if the person is admitted into the hospital for heart attack or stroke that is due to pre-existing conditions. That is nothing. For new conditions, look at Patriot Platinum America, Atlas America or Liaison Continent for 70+. For below 70, coverage is available for acute onset of pre-existing conditions. Look at Atlas America or Liaison Continent. All of the plans above are listed at /visitor-insurance/ Regarding emergency medical evacuation, please read /emergency-medical-evacuation-to-india/
thank you for the prompt response. Practically, there is no visitor insurance plan for 70+ that would cover cover pre-existing conditions. Liaison Majestic covers only up to $200/night if the person is admitted into the hospital for heart attack or stroke that is due to pre-existing conditions. That is nothing. For new conditions, look at Patriot Platinum America, Atlas America or Liaison Continent for 70+. For below 70, coverage is available for acute onset of pre-existing conditions. Look at Atlas America or Liaison Continent. All of the plans above are listed at /visitor-insurance/ Regarding emergency medical evacuation, please read /emergency-medical-evacuation-to-india/
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