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Question:

I am a US citizen; however, I have permanent residency in Portugal (and am covered by their national health insurance). I would like to purchase temporary insurance for a short trip back to America (14 days), but am getting confused by some reference to "home country" which seems to say insurance doesn't cover in "home country" and has USA exclusions. It seems that Portugal is my home country and I can purchase insurance from your company. Can you confirm?? Any advice or suggestion is appreciated. I'm looking for high deductible plan for emergency purposes only. Am 57 female. Thanks.

Answer:

There is a plan called Diplomat America that would be available to you as a U.S. citizen traveling to the United States for a brief visit. 

The plans eligibility is based upon the insureds home country. 

So if Portugal is considered to be your home country then you would be eligible to purchase the Diplomat America plan. 

Please feel free to contact our office if you need any additional assistance. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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