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Ask Our Specialists
Pre-existing conditions definition Bit confused ab the pre-existing condition category!! Suppose someone didnt had any medical examination since an year and apparently is sound and healthy. He/she may still be suffering from some acute illness which could not yet be traced by previous medical examinations or symptoms or could have been affected only in recent year after the test. Do such illness be also declared pre-existing?
Yes. Exclusion is for pre-existing conditions and not for pre-known or pre-diagnosed or pre-treated conditions.
The only comprehensive policy that's popular and seems to cover preexisting acute is Atlas. Is there any other policy that you recommend? Yes. Exclusion is for pre-existing conditions and not for pre-known or pre-diagnosed or pre-treated conditions.
For acute onset of pre-existing conditions coverage in Atlas America, please make sure to read /atlas-america/acute-onset-pre-existing-conditions-coverage/ Other products that cover acute onset of pre-existing conditions or in any other manner are listed at /pre-existing-conditions-coverage-visitors-health-insurance/
Thanks for the timely info. I dont think Atlas is suitable for my parents then. I am looking for liaisoncontinentB or liaison International. Amazingly most people on forum recommended Atlas whenever there were dangers of stroke pre-existing conditions. Is this a new clause? For acute onset of pre-existing conditions coverage in Atlas America, please make sure to read /atlas-america/acute-onset-pre-existing-conditions-coverage/ Other products that cover acute onset of pre-existing conditions or in any other manner are listed at /pre-existing-conditions-coverage-visitors-health-insurance/
Yes, it is a new clause, effective May 1, 2012.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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