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Question:

I am trying to buy visitor health insurance for me, my wife and 2 kids. My younger kid was born in US hence US citizen but she lives in India now. When I enter her Citizenship as USA I am not able to buy the insurance. The error I get "The Citizenship country United States is not allowed for the plan. Please choose an alternate plan on this website or contact us for further assistance". Please suggest which insurance allows this.

Answer:

We would be glad to assist. Because your child is a U.S. citizen, she would have to be on an individual policy, separate from you, your spouse, and other child.  The 3 of you can choose any of the visitor plans (if you are traveling on B1/B2 visas) that it shows available through the quote to you based on your country of citizenship and destination state.

Your U.S. citizen daughter can be covered on one of our Patriot Plans.  I have attached the link for the 2 Patriot plans below. These plans will cover a U.S. citizen visiting the U.S.

The only difference between the 2 Patriot plans is Patriot America Plus has an acute onset benefit for pre-existing conditions, and the Patriot America does not.  

If you have any questions, or need any additional assistance, please let us know.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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