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Patriot Gotravel/Platinum America Insurance Hello â€" I am looking for visitor’s health insurance for my father who is 71 years old and has diabetes and high blood pressure. The main reason I am considering comprehensive insurance from U.S. (even if coverage for pre-existing conditions for age 65+ is limited to 2,500) is to get in-network insurance negotiated prices. For example, say I have to go to emergency ward of a hospital within First health PPO network and say it is due to pre-existing conditions I understand this insurance will only cover up to $2,500 (under Sudden and unexpected recurrence of pre-existing condition) but will the rest of the bill will be priced at the insurance in-network negotiated prices or hospitals’ full price where even a pain killer tablet can be for $400?
Thank you for contacting Insubuy for your insurance needs. The network negotiated rates will only apply to the eligible expenses. So the amount that is valid for the insurance company to pay is what will be at the negotiated rates and max. amount will be $2500. More information on sudden and unexpected recurrence of pre-existing conditions, /sudden-and-unexpected-recurrence-of-pre-existing-conditions/ Patriot Go travel does not cover any travel benefits like evacuation or repatriation. If you are OK with that you can purchase Patriot go travel plan. Patriot Go Travel brochure, instant purchase and other useful information, /patriot-america-lite-insurance/ You can also purchase Patriot Platinum plan with $100k and it has sudden and unexpected recurrence of pre-ex and travel benefits as well. Patriot Platinum brochure, instant purchase link, /patriot-america-platinum-insurance/ Updated 08/15: You can also purchase Safe Travels USA comprehensive insurance. Which covers $25000 for acute onset of pre-existing conditions up to age 89yrs. Plese find more information on Safe Travels USA comprehensive plans at, /safe-travels-usa-comprehensive-insurance/ You can also find more plans at www.insubuy.com Please enter appropriate criteria. You will find many plans. You can narrow by plans with pre-existing coverage and you can also compare them side by side. Please feel free to contact us if you have any further questions. Have a great day!
Okay thanks for the clarification. Also how many days after arrival in U.S. you are still eligible to buy Atlas America or Patriot Gotravel insurance?
For the Patriot plans you would have to purchase within 30 days of arrival while the Atlas plans do not have that restriction. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Purchase travel medical insurance that includes emergency medical evacuation.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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