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Question:

I am resident in Texas and my parents who are UK citizens wish to visit. They can travel for up to 90 days on their current visas. I would need a quote for them, they are aged 74 and 73 years old. Pre-existing conditions include diabetes glaucoma high blood pressure irregular heart beat trapped nerve arthritis asthma bronchiectasis My mother also had a mastectomy in February to remove tumours, she is cancer free, but takes hormone therapy since the diagnosis. I would appreciate your help in finding a suitable cover so that can visit us as soon as possible.

Answer:

Thank you calling Insubuy for your insurance needs. 

Plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. Plans do not cover pre-existing conditions, routine doctors' visits, immunizations, preventative care, nor any medications related to a pre-existing condition. 

 There are some plans that will cover for an acute onset of a pre-existing condition. 

There is a plan called Safe Travels USA Comprehensive that will offer this coverage to those over the age of 70. Please use the link listed below for more information about this coverage and the acute onset benefit. 

If you have any additional question please call our office. 

Acute Onset FAQ

If you need any additional assistance please contact our office. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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