Ask Our Specialists

Question:

Hello, I am interested in purchasing health insurance for my partner and I, ages 31 and 32. We are both U.S. citizens and currently live in Australia under Visas subclass 457 and 462. I spoke to one of your agents and specifically asked about any restrictions for obtaining your comprehensive Diplomat America insurance for 18 days while traveling in the US. I moved to Australia on Oct 1st, and will return to Australia on Jan 1st 2019. Your agent stated that I qualify for insurance as long as I plan to return to Australia. However, when I try to purchase the insurance I am unable to indicate that my home country is Australia. Does this mean I am not eligible to purchase temporary insurance for a short visit to the U.S.?

Answer:

Thank you for contacting Insubuy. 

The Diplomat America plan is not available if your mailing address is in Australia so you would not be able to purchase this plan as it requires a foreign mailing address for issuance of the policy. 

There is a plan available called Patriot America plus that you are eligible to purchase as a U.S. citizen returning home for a short visit.  This plan will cover any new accidents or new illnesses that happen after the effective date of the policy.

If you need any additional assistance please contact our office.


Last Updated: {{question.updated}}
Published: {{question.published}}
{{question.likes}} {{question.likes == 1 ? 'person found this answer useful' : 'people found this answer useful'}}
1281 page views

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Search Questions and Get Answers

Type your question or hashtag below or Ask a Question

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More