Ask Our Specialists

Search Questions and Get Answers

Type your question or hashtag below or Ask a Question


I am an old customer of yours. I have bought insurance policies for my family in the past. I have had good experience with the Atlas America policy. I want to buy a comprehensive policy for my Father-In-Law (70yrs) and Mother-in-Law (68 yrs). Your online system doesn't let me price anything for anyone over 70. Can we do it via email? They are in the US since Feb 28th. Currently they are using ICICI lombard insurance which they bought from India. It is coming up for renewal on 26th April 2020. I want to explore your options rather than renew with them. What are the options available? Also, will the policies cover for any COVID related illness, god forbid.


 Thank you for contacting Insubuy for your insurance needs.

There are options available to those that are 70+ they just need to be quoted separately for coverage.

As you are looking for coverage for COVID-19 I would recommend a plan called Safe Travels USA Comprehensive for both of the proposed insureds.

Safe Travels USA Comprehensive

There is no specific exclusion for Coronavirus on the Safe Travels Series plans . It will be covered as any other sickness. It should not be related to any pre-existing or preventive care.

Please read Coronavirus FAQ for Travel medical insurance here.

If you have any additional questions please contact our office.

Last Updated: {{question.updated}}
Published: {{question.published}}
{{question.likes}} {{question.likes == 1 ? 'person found this answer useful' : 'people found this answer useful'}}
1345 page views

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More