- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусскийChange Language
Ask Our Specialists
I am an international student holding F1 visa in the US. My mother comes here from China recently and will stay in the US for over 5 months. She has caught high blood pressure for over ten years, but her condition is stable by taking some routine medicines. Since she needs to stay here for a long period, I am worried about some acute emergency conditions, such as acute high blood pressure, heart attach or stroke. So I want to buy an insurance plan for her to make us feel safe. I am not sure if those comprehensive plans which can cover acute on-set pre-existing conditions can work in my case, because those plans usually do not cover chronic disease. In my view, high blood pressure is a chronic thing. Could you please give me some information about this to help me decide which health plan I can by on your website? Thanks!
We would be glad to assist.
All plans for visitors on the market, cover new illnesses and new injuries that manifest or occur after the effective date of the policy. The plans do not cover anything preventative, routine or pre-existing.
Anything that an insured already has, known or unknown at the time of application would not be covered by any plan.
Some plans offer an acute onset benefit. If someone has an acute onset of a pre-existing condition that meets the definition provided within the plan's certificate wording, it could be covered based on the doctor's or attending physician's report. The acute onset is a possibility of coverage in the case of an acute onset.
I have attached an acute onset FAQ from our website to provide additional information about what an acute onset is and to provide some examples and scenarios for you as well.
If you have any additional questions, please let us know.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More