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Question:

I am planning to buy Patriot America Insurance Plan for my parents who are visiting me next month.My mother has constant cough and i am thinking of treating it in one of providers under the PPO network. How does the plan cover this treatment?Can you explain?

Answer:

Thank you for contacting Insubuy for your insurance needs. 

The Patriot America Plus plan is designed to cover any new accidents and new illness that happen after the effective date of the policy. So anything that she is currently experiencing before the purchase of the policy would not be covered.

For any new items that happen in the future, after the deductible has been met the plan will cover 100% to the policy maximum in network and 80% to the first $5,000 of medical expenses  out of network. 

Please use the following link to review the plan details. 

Please contact our office if you need any additional assistance. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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