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Ask Our Specialists
Hi- My wife, son and I work in Uganda and are citizens of the US. 3 of our daughters are living and schooling in the US. We would like to purchase health insurance for all of us. Can you help us? We are all American citizens and maintain residency in the US but Martha, Bobby and I work overseas. It might be best if I answer like this: (me)- 59, live in Uganda, will travel to US for 6 weeks this summer. Will be fundraising for the ngo we work for but will be based in NJ. wife- 59-lives in Uganda but will be teaching in US for 2 months this summer in Philly. son- 24- works with me in Uganda but will travel for 6 weeks with me to US this summer daughter- 22-in university in US- lives in Philly. daughter- 20- in university in US- visiting us in Uganda now but will return with us to US on July 24. Attends Rowan U in S Jersey. daughter- 19- finishing culinary arts program in France and will return to US on pet 1. Will probably settle in Philly near her sisters. We have insurance from my last employer who kept me on as a consultant. Our consultancy ends on June 30 but I can continue on their policy on COBRA or get my own.
For you, your wife, and son we would recommend the Patriot America Plus. This plan is for US citizens visiting the US for a short time. Since the three of you will be returning to Uganda then you can purchase this plan
For your daughters that will be in Philly they can go with a short term domestic
These are all short term options. If your daughters need long term solutions then you might need to check with their schools.
Short term plans are not ACA compliant and do not cover pre-existing conditions, preventative care, or routine maintenance. Plans will cover any new illness or injury that occurs after the effective date.
If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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