- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусскийChange Language
Ask Our Specialists
I'd like to have advice for the following: My husband will go to US on 18 Jan 2017 with a tourist visa. He will then apply US working visa in mid of March 2017. The process may take up to 2 months. If the working visa is successfully, he will not return back to my country. So, my questions are: 1. In case he has a working visa sooner than expected (says, April 2017), and I bought insurance until May 2017. Is the time from April to May still valid since he is no more tourist (but got a working visa) 2. If anything happened, can he still claim and paid while in US without returning back to my country? 3. If he wants to shorten the period after bought insurance, is it possible, any penalty? 4. Is this insurance (Patriot America Insurance) also covered if he traveled to other countries, other than my country, e.g. mexico, Canada?
Thank you for contacting Insubuy. Please see the answers to your questions below.
1.In case he has a working visa sooner than expected (says, April 2017), and I bought insurance until May 2017. Is the time from April to May still valid since he is no more tourist (but got a working visa)
This depends on the plan you purchase. We would recommend purchasing the Patriot America Plus plan for him as this plan will provide coverage for someone on a visitors or work visa. This plan will provide coverage until he is eligible to purchase insurance from his employer.
2. If anything happened, can he still claim and paid while in US without returning back to my country?
All the plans on our website are administrated by companies located here in the U.S. He can process a claim online, or download a form from the current clients section of our website and return this to the claims department directly. There is no requirement for him to return to his home country and file a claim.
3. If he wants to shorten the period after bought insurance, is it possible, any penalty?
You may cancel the policy Patriot America Plus plan after the effective date. You would receive a pro-rated refund for the unused portion minus a $50.00 cancellation as long as no claims have been filed since the effective date.
4. Is this insurance (Patriot America Insurance) also covered if he travelled to other countries, other than my country, e.g. mexico, canada?
The Patriot America Plus plan will provide coverage to the insured anywhere outside of his home country.
If you have any additional questions please let us know. You may also contact our office directly at (866) INSUBUY.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More