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Ask Our Specialists
I have purchased "Atlas Travel Insurance" from you in the past, and I have been happy with it. I have two questions regarding temporary Health Insurance that you sell I am a US Citizen living in the United States. Can I purchase a "temporary" health insurance plan from you to use as a supplement to my legally required health insurance. The HMO plans available to me do not provide emergency coverage outside of my local area of residence. Can I purchase a plan from, you for an entire year that will provide coverage in those area not covered by my HMO? I have a daughter and grandson who occasionally visit me here in the US. In the past I have purchased temporary travel insurance from you for my daughter and I have been happy. But now she has a son (my grandson) who was born in the United States and therefore is a US Citizen. She and he both live in Japan, but they do occasionally visit me here. Can I purchase health insurance for her and for my US Citizen grandson for their visits to see me in the US? These would be short-term visits such as for a month or so. My concern is that some temporary policies exclude sales to US Citizens, although I am unclear whether that exclusion applies to children of foreigners or for minors. I understand that you do not write insurance to persons who are currently inside of Washington State. (I am a resident of Washington State.) But I understand that it is possible to purchase a policy when I am physically outside of Washington State. Is this still the case?
Thank you for contacting Insubuy for your insurance needs.
The available coverage is only going to cover someone outside of their home country so we would not be able to offer you any coverage within the United States to supplement your domestic plan.
There are plans that you can purchase for your daughter and grandson to cover within the United States for a short period as they would be outside of their home country of Japan.
For your daughter and grandson they can purchase the Patriot America plus plan for coverage in the United States.
If you need any additional assistance please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More