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Question:

I am trying to get health insurance coverage for my Father for when he visits the US. He is a US citizen who resides in Japan but would like to seek health care while visiting. He has type I diabetes and needs to see some doctors in Boston. Any advice or direction on this you could provide would be much appreciated.

Answer:

Thank you for your interest in purchasing insurance through us. 

Since he is a US citizen, if he is eligible for a long term domestic plan then that plan will cover any treatments he is wanting while in the US. 

If he is not eligible for a yearlong domestic plan then he can purchase a short term domestic, depending on his age, or a visitors plan. 

The short term plans will not cover any pre-existing conditions or preventative care or routine treatment. The plans for visitors to the US will cover any new illness or injury that occurs after the effective date of the plan. 

If you need additional assistance please feel free to contact our office.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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