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Question:

I'm an Australian citizen on an O1 visa, will be working in the US for the next 3 years, I'm looking for a package that would cover corona virus and emergency hospital fees, such as operations, hospitalizations. I'm 30 years old with no major health issues.

Answer:

Thank you for contacting Insubuy for your insurance needs. For your situation we would recommend purchasing the Safe Travels USA Comprehensive plan. The plan is designed to cover the new illnesses or injuries that manifest in the body after the effective date of the policy, including COVID-19. It will not cover pre-existing conditions, preventative or routine care. You may find out more information on the plan as well as purchase it here. Let us know if you have additional questions or need further assistance. We can also be reached by phone at (866) 467-8289.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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