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Question:

I'm exploring medical insurance for my son and his wife and 7 children, who are citizens and residents of the UK. They are staying in Redding in California, on a student Visa M1 for my son (and M2 for the others) until end of May next year. We are looking for basic all round medical insurance for the whole family for this period. All the family are healthy and well with no known conditions, except for one 9 year old child. She had a successful operation as a baby to fix a 'hole in the heart'. Here are the details: - Tetralogy of Fallots - Expected to need further surgery in coming years - Does not currently suffer any symptoms Can you help?

Answer:

Yes, there are plans available which will provide coverage to individuals on an M1/M2 visa. Before purchasing you may want to verify the plan will meet the University requirements if there are any specific requirements. 

Most plans will plans will not provide coverage for a pre-existing condition until the policy has been in force for either 6 or 12 months. Unfortunately, there is no plan available which will provide coverage for a pre-existing condition immediately after the effective date. 

The Study USA, and Patriot Exchange Program plans are two of the more popular plans in the students section of our website. You may view these plans and purchase by using the links provided. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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