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Question:

My H4 spouse is not covered by my employer's medical insurance coverage plan for 2020, since I delayed the submission of the required documents within 30 days after the marriage date. Does this mean that she is ineligible for medical insurance through the employer? She has been in the USA since Dec 2019. 1. Is she eligible for Atlas America insurance plan? 2. What other insurance plans are suitable for her?

Answer:

Thank you for your interest in purchasing insurance through us.

You can purchase Atlas America or International Major Medical plan.

Please find more information in the links below:

You can compare both plans at:

Atlas America vs IMM

Please feel free to contact us if you have any additional questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

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Most schools require international students to purchase health insurance.

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