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I am considering purchasing one of your Covid-19 travel insurance with quarantine coverage. Suppose I get tested positive, so it is not allowed to board an airplane bound for the US by a restriction of CDC. Would the insurance above reimburse the cost for an additional stay in Mexico which is inevitable to meet the CDC regulation? I have heard that quarantine is just "advisable" in Mexico, even if getting a positive covid test result. In addition, in my view, your certificate wording indicates that only "mandatory" quarantine falls within the "Quarantine" which triggers your reimbursement. It also explicitly excludes "embargo" as a cause for your covers. By any chance, does a Covid infection suffice by itself to meet the term "Sick"? If not, there seems to be no way for travelers to Mexico to be covered by your quarantine coverage. I am sorry for the long question and thank you for your answer in advance.
Any of the plans in our quarantine coverage section for U.S. residents traveling outside the U.S. including travel to Mexico, will provide both Covid-19 medical coverage for medically necessary testing and treatment as long as it manifests or is contracted after the effective date, and can provide Travel delay benefits which can cover lodging and accommodations if you are ordered to quarantine.
Covid-19 is treated as any other new illness covered under the plan.
We would recommend this plan: /safe-travels-outbound/travel-health-insurance/
If you have additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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