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Travel Medical Insurance

Question:

Costa Rica requires proof of insurance to enter the country, and proof of coverage for Covid 19.Specifially, the following 3 criteria MUST be met: For international insurance policies, tourists must request a certification from their insurance company, issued in English or Spanish, verifying at least the following three conditions: Effectiveness of the policy during the visit to Costa Rica. Guaranteed coverage of medical expenses in the event of becoming ill with the pandemic COVID-19 virus while in Costa Rica, for at least USD $50,000 (fifty thousand United States Dollars). Includes minimum coverage of USD $2,000 for lodging expenses issued as a result of the pandemic. Will this insurance meet these requirements, especially the $2000.00 for lodging?

Answer:

Thank you for contacting Insubuy for your insurance needs. Unfortunately, there would be no plan available that would offer such coverage for lodging. This type of expense is something that you would need to pay out of pocket. The plans are designed to cover the new injuries and illnesses that manifest in the body after the effective date of the policy. They will not cover pre-existing conditions, preventative or routine care. The plans that include the coverage for COVID-19 will cover it medically as any other new illness should it manifest in the body after the effective date.You can view and quote plans here. Should you have additional questions let us know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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