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Travel Medical Insurance

Question:

I have currently having an active travel insurance policy. I am experiencing an increase in blood pressure, can i contact the medical center to get myself checked, does it cover in this insurance policy Looking forward to hear from you. Please provide me the direction to follow and comply with your policy issued to me during my current travel. Looking forward to hear from you.

Answer:

Your policy will generally pay for any new injuries or illnesses that did not exist in the before the effective date of the policy. The plans will not cover preventative care, routine maintenance of any kind, and it will not cover pre-existing conditions with the exception of the acute onset of pre-existing condition coverage available. 

An "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires emergency medical attention. The Acute Onset of a Pre-Existing Condition must occur after the effective date of the policy, and treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. 

Coverage will always be determined using the doctors notes and medical records from the appointment, annd for specific claims questions you will want to reach out to your insurance company directly via the number on the back of your insurance ID card.

If you have any additional questions please let us know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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