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I need to take insurance for my parents who will be visiting me in US for 30 days. My father is 73, mother is 69 and sister is 49. They would be arriving in Washington State on 3/20/2018 and traveling to Michigan the 29th of March to the 2nd of April. Thereafter, they will return to Washington and return back to India on 17th of April. My father has an enlarged prostrate (not cancerous or anything, just enlarged for which he takes medicines). My mother had breast cancer in 2002, had a double mastectomy and has yearly checkups. She is currently healthy. My sister has had her uterus removed due to cancer in 2014. I would require insurance for all the three members. I would like something which I could ACTUALLY CLAIM if they had to visit the doctor or an emergency. I have seen some insurance which are very pocket friendly, but they do not really reimburse when actually a claim is done. I am looking for least hassle providers who would not provide excuses when a claim is made regards.
All of the plans will pay for a covered illness or injury. Plans will cover any new illness or injury and some plans include the acute onset benefit. There is no plan available on the market for visitors that will cover pre-existing conditions, preventative care, or routine maintenance. Since plans for visitors have exclusions then they do have a claims process to determine if a claim is for a covered illness or injury.
We have emailed three separate quotes for the available plans. Please see the links for additional information about the plans below. If you have additional questions or need assistance please feel free to contact our office.
Fixed vs Comprehensive: /visitors-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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