The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
I'm going to spend one semester in U.S.A studying at Virginia Tech. I have some questions regarding the insurance plans for Visa J1 holders (that is the Visa I have). Virginia Tech requites that any insurance which isn't sponsored by the school meets the criteria below: 1. The policy must offer adequate provider care within a 50 mile radius of the campus of enrollment. Coverage for emergency only care does not satisfy this requirement. (Adequate means Preferred Care coverage for nonemergency care.) 2. The policy must have a deductible of $500 per accident or illness or less. 3. The policy must provide major medical benefits of at least $500,000 per accident or illness. 4. The policy must provide a minimum benefit of $25,000 for repatriation of remains and $50,000 medical evacuation to the home country. (Repatriation provides transportation to your home country in the event of death.) 5. Medical expenses for pregnancy, childbirth and complications of pregnancy must be treated as any other illness under the policy. 6. The policy must provide Prescription Medication coverage (after co-pays) with a minimum of $500,000 per insured per policy year. 7. Coverage must be valid from either August 01, 2019, or the first day of enrollment at Virginia Tech, until July 31, 2020 or, if graduating, the last day of the month of the student's graduation. 8. The policy must cover Outpatient and Inpatient Mental Health Care as any other illness. 9. The policy must not have limits or internal dollar caps on coverage, including services, treatment or surgery. 10. The policy must not have a pre-existing condition waiting period. Can you help me finding a plan that meets all the criteria? I think the Exchange Guard Choice is eligible, but I'm not sure.
Based on the requirements below you will need to purchase the plan your university is offering to be able to meet their requirements.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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