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Ask Our Specialists
I am looking to purchase a cheaper health insurance plan. In order to waive my school's health insurance, I need to have an existing one. The health insurance must meet the following conditions. BENEFITS REQUIREMENTS Frequently students arrive on campus enrolled in a health insurance plan that does not provide adequate coverage while attending school. Please check with your current health insurance plan regarding the following before waiving coverage. I will be actively enrolled in my current Health Insurance Plan the entire time for which I am enrolled in classes. In addition, my current Health Insurance Plan: Does not contain a pre-existing condition waiting period, or the waiting period has been exhausted; Includes limitations and exclusions consistent with the U.C. Student Health Insurance policy; Provides access to local doctors, specialists, hospitals, and other health care providers in emergency and non-emergency situations in the U.C. area; Is fully compliant with the Affordable Care Act, including the 10 Essential Health Benefits: 1. Ambulatory patient services 2. Emergency services 3. Hospitalization 4. Maternity and newborn care 5. Mental health, substance use disorder services and behavioral health treatment 6. Prescription drugs 7. Rehabilitative and habilitative services and devices 8. Laboratory services 9. Preventive and wellness services and chronic disease management, and 10. Pediatric services, including oral and vision care. Please help me get a cheaper one.
Thank you for contacting Insubuy for your insurance needs.
Unfortunately, the plans will not meet the requirements as listed. You would have to purchase from the university to be able to meet their requirements. If you have additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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You don't need to purchase travel insurance for every trip.
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Most schools require international students to purchase health insurance.
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