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Ask Our Specialists
. I am an international undergraduate student. This is my school's health insurance coverage requirements: A. Unlimited Maximum Benefit for Covered medical expenses. B. Coverage for essential benefits as defined under Patient Protection and Affordable Care Act including pharmacy, mental health, maternity, preventive care, contraception with no dollar limits. C. Pediatric dental and vision coverage as defined by ACA. D. A policy year deductible of $500 or less. Maximum total out of pocket expense cannot exceed $6,350 per member, $12,700 per family with preferred providers. Deductible, coinsurance, and any copays count toward out-of-pocket maximum. E. A minimum of $25,000 for repatriation and $50,000 for medical evacuation. F. A minimum of 80% coinsurance payable by the insurance plan to network providers. Emergency/urgent care coverage only is not accepted for waiver G. Verifiable proof of coverage with student's name (ID card, insurance policy or letter from insurance carrier copy provided) H. Effective dates covering the entire period for which I am requesting a waiver I. Plan document(s) in English, with currency amounts converted to U.S. dollars, and an insurance company contact phone # in the U.S. J. Insurer has a base of operations in the US or has a US based claims payer. Do you have any offers for me and for what price? Please email me as soon as possible because I need to buy it really quick.
Thank you for contacting Insubuy for you insurance needs.
Unfortunately, there are no plans that we can offer you to meet your universities requirements. Your University requires that you have a plan that is ACA compliant and the can only be obtain through your University. It is recommended that you purchase insurance from your school.
If you need any additional assistance please contact our office .
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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