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International Student Insurance

Question:

Hi there, I am in need of a plan that meets the follow criteria (below). I am an international student on an F-1 Visa studying in Colorado for the next 9 months. Does your plan have In-Network non-emergent care providers in the Denver metropolitan area (OR, in your local area for online-only students)? -Is your In-Network deductible less than or equal to $7,350/single or $14,700/family? -Does your plan have Mental Health parity (i.e. covers mental health as any other sickness)? Does your plan cover Preventative Care at 100% with no cost to the insured? Does your plan cover Pre-Existing Conditions? Maternity? Transgender Services? (If you answer "no" to any of the three questions, you must answer "no." Unless your policy specifically excludes transgender services in writing, your insurance will provide these services.) Does your plan cover prescriptions? Does your plan meet Minimum Essential Coverage as defined under the Affordable Care Act? Will your plan provide to you a 1095B indicating that you maintained and met the mandate for continuous coverage?

Answer:

Thank you for contacting Insubuy for your insurance needs. 

Unfortunately, available plans will not meet your university requirements. To be able to meet their requirements you will need to purchase the plan that they offer. If you have additional questions please feel free to contact our office.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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