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International Student Insurance

Question:

I am an international student at Oregon State University (F-1), I and 43 years old, and I am interested in getting a medical insurance. My insurance should meet necessary requirements of the University where I am studying which are as follows: . You must clearly show your coverage is equal to the following: Yearly deductible/Plan max/Out of Pocket max $500.00 deductible/no lifetime max/$6,000 out of pocket max. Unlimited medical coverage for accidents and illness. Office Visits Preferred Providers 80% Outpatient Lab & X-ray Preferred Providers 80% Hospital Room & Board, Surgeon, Anesthesia, Preferred Providers 80%. Physical Therapy Preferred Providers 80%. Mental Health and Substance Abuse Outpatient: Preferred Providers 80% Inpatient (In Hospital): Preferred Providers 80% Must include coverage for injuries resulting from mal-intent and treatment resulting from attempted suicide. Prescription Drugs Preferred Providers: 80%, Emergency Room Preferred Providers: 80% , Copay can't be greater than $150.00 Pregnancy Preferred Providers: 80% Must cover for entirety of pregnancy with no waiting period. If the insurance is provided by your sponsored program/government/cultural mission or exchange program it must be a US based insurance plan that meets all Affordable Care Act mandates. Travel Insurance is not accepted. $50,000 coverage for Repatriation of Remains $50,000 coverage for Medical Evacuation $1,000 dental benefit deductible can't be greater than $150.00 If you have a co-payment for service, it cannot be more than 25% of total charge Your plan cannot have any pre-existing condition exclusions. Must cover required CDC vaccinations and Preventative Care Must include Vision insurance for preventative services as well as coverage for glasses, vision exam and lenses. Could you please let me know if it is possible to get a medical insurance of such kind for me in your company, and how much would it cost for the period September, 20th. - December,7?

Answer:

Thank you for contacting Insubuy for your insurance needs.

Unfortunately, plans will cover most of the requirements but not all. You would need to purchase the plan your university is offering to be able to meet all of their requirements.


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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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