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Ask Our Specialists
Hey there, Im not sure whether youll be able to advise but Im getting rather desperate. I need to purchase short term medical insurance cover for an international exchange to the US. The applicant will be 29 years old, male, UK resident, German citizen, and is due to study for 6 weeks at Stanford University, so coverage will be required for around 60 days. Stanford has a default health insurance plan, called Cardinal Care, that students are automatically enrolled it. However, our plan would be to try and waive the university provided insurance in favour of a short term plan thats more financially manageable. Here are the requirements for waiving Cardinal Care1. Annual deductible less than 1,000 USD2. Lifetime aggregate maximum benefits of at least 2,000,000 USDOR2. Maximum per conditioner lifetime benefit of at least 500,000 USD3. Covers inpatient and outpatient medical care in the San Francisco Bay Area in the U.S.4. Covers inpatient and outpatient mental health care in the San Francisco Bay Area in the U.S. 5. Covers prescription 6. Covers nonemergency as well as emergency care7. Policy covers preexisting conditions I admit I find it extremely difficult to judge whether any short term insurance plan I can find online would be able to cover these requirements even with asterisks where appropriate. Any advice or pointers towards finding one would be be very much appreciated.
We do have one plan that will meet those requirements. It is called StudentSecure Elite.
If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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