StudentSecure Elite Insurance

Student Secure Elite Insurance Plan

StudentSecure Elite Insurance

Student Secure Elite insurance plan is a flagship study abroad insurance plan. This international student insurance is ideal for students in the US on an F-1 visa as well as exchange visitors on a J-1 visa. Student Secure Elite insurance provides the highest level of benefits compared to other StudentSecure insurance plans.

Student Secure Elite insurance covers pre-existing conditions after a waiting period of 6 months.

Many insurance plans provided by the US schools and universities are expensive. However, most schools allow you to waive the university's mandated coverage if the international student can provide proof of comparable international student insurance coverage.

You can make an instant purchase of StudentSecure Elite insurance on this web site. Be sure to understand the details of coverage by reading the brochure and the description of coverage before purchasing. After purchasing the insurance, complete your school's insurance waiver form and send it to us. We will get the rest of the insurance waiver form completed, signed, and then send it back to you so that you can register for your classes.

In addition to medical coverages, it includes excellent coverage for mental health disorders as well.

While purchasing Student Secure Elite insurance, you can chose to either make a full payment upfront or pay in easy monthly installments. That flexibility is immensely useful to international students.

StudentSecure Elite insurance has the following benefits:

Overall Policy Maximum


Coverages include hospital room and board, ICU, outpatient treatment including prescription drugs, mental health disorders and more.


$25/incident within PPO network, outside the US, or at the student health center. Otherwise, $50/incident.


After you pay the deductible, it pays 100% to policy maximum.

Local Ambulance

$750/incident if hospitalized as inpatient

Pre-Existing Conditions Waiting Period

6 months

Emergency Medical Evacuation


Repatriation of Remains






Intercollegiate, Interscholastic, Intramural, or Club Sports


StudentSecure® Elite

Underwriter: Lloyd's

Coverage Availability 1 Month to 4 Years


Within PPO network: After copayments, plan pays 80% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: Pays Usual, Reasonable, and Customary to policy maximum.
Outside US: After copayments, plan pays 100% to policy maximum.

Direct Billing

  • $300,000
  • $50,000
  • Included

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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