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International Student Insurance

Question:

This question is for OPT insurance.My son is in Dallas and has completed MS and currently under training with Consultant on OPT (OPT EAD recd). After Graduation he has already taken one short term insurance from local(US) insurance provider. He is likley to be enrolled with COnsultant in near future (say 1-11/2 month). What should be ideal OPT short term insurance plan for him? Desired deductible need to be minimum ($50 or less) and Coinsurance positively 100/0

Answer:

Thank you for reaching out regarding your insurance needs. We have numerous plans available for individuals on OPT. You may view the plans and quote them here. It would be recommended to select a plan that will offer the coverage for COVID-19. Keep in mind these plans will cover the new illnesses and injuries that manifest in the body after the effective date. They will not cover pre-existing conditions, preventative or routine care, unless otherwise stated in their plan benefits. Should you have additional questions or need assistance with a quote you may also call our office at (866) 467-8289. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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