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International Student Insurance

Question:

Pre-existing conditions query I will be in the United States later this month to stufy for an MBA and I am considering purchasing insurance from your company but I have some enquiries to make. I was diagnosed with TB last year in December and am expected to be on medication for 8-10 months at least. How will this affect my insurance with your company? I will be happy to submit any paperwork you want or undergo any tests you would like me to take. Can you help me with travel insurance also? Thanks,

Answer:

Fortunately I am not looking for coverage on my tb treatment/medication. Will you provide me health insurance outside of my tb treatment? So if I am hospitalized with some disease other than tb will I be covered for it? Hope I am clear!


Will you be a full-time student, taking classing on full time basis? On F-1 visa?


Yes I will be a full time student studying for a two year MBA on a F-1 visa.


Look at Study USA /study-usa-insurance/


Insurance company will pay for any new medical conditions, injuries or accidents that may occur after the effective date of the policy. Please look at the brochure for complete details.


yep done that. So I am ok to purchase insurance from you and for other than tb I will get up to coverage?


Insurance company will pay for any new medical conditions, injuries or accidents that may occur after the effective date of the policy. Please look at the brochure for complete details.


I was filling out the enrollment form and had a few questions. In the Insured's Information section do I write my permanent address in India or the address of my rented accomodation in the US? Can I scan the form and email it to your office instead of faxing it or sending it by post?


1. You should write US address. 2. Yes, you can scan/email. The best thing to do is apply online at /

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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