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International Student Insurance

Question:

Hi, I'm coming with my wife to study in UCLA, post grad program. I'm from Belarus, she's from Vietnam. Insurance is mandatory, but UCLA's prices are just incredible. I found 370 and 300$ price for both per semester(3 months), but I don't know if it's applicable with UCLA, they have a lot of restrictions(in attachment). Could u provide me with this info? The plan must: 1. Have no per-medical or per-mental health/substance use disorder condition maximum benefit limits 2. Cover services related to suicidal conditions, including attempted suicide or suicidal thoughts 3. Cover medical services for injury from participation in all types of recreational activities or amateur sports 4. Have no pre-existing condition exclusion or limitation; if the plan has a pre-existing condition waiting period, that period has expired 5. Have no lifetime maximums on benefits 6. Have a complete master policy written in standard English with benefits expressed in U.S. dollars 7. Have a claims payment office with an address and phone number in the United States 8. Pay at least $50,000 annually for medical evacuation 9. Pay at least $25,000 for repatriation of remains

Answer:

There will be no plans that we can offer you to meet this criteria. 

You would need to purchase from your University to be compliant. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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