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Is there any of your insurance plan that meet my school requirement? 2017-18 Health Insurance Requirements Requests to waive may be granted with demonstration of alternative insurance that: 1. Is provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number. 2. Will be in force for the duration of the academic year, or until the student's program ends. 3. Provides coverage for health care where the student is attending classes (whether on a Tulane Campus or elsewhere). The plan must include: a. Unlimited annual and lifetime benefits (i.e. there is no policy maximum). b. Non-emergency/urgent care in the New Orleans area. c. Emergency and follow-up care in the New Orleans area. d. Coverage for club sports. (This requirement does not apply to NCAA competitive sports.) e. Pharmacy benefits. f. Mental health benefits. g. Coverage of pre-existing conditions without a waiting period (some examples may include: heart disease, renal failure, cancer) International students in F-1 status sponsored by Tulane University and all international students in J-1 status sponsored by Tulane University have additional minimum waiver requirements for acceptable alternative coverage. ADDITIONAL requirements for international students are as follows: i. No less than 90% coinsurance and has a maximum deductible of $250. ii. Comprehensive plan information is provided in English. iii. U.S. claims payment office and U.S. telephone number. iv. Direct payment to providers. v. Medical evacuation benefits of at least $50,000. vi. Repatriation benefits of at least $25,000.