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Ask Our Specialists
I am an F-1 PhD student from China and studying at the University of South Carolina. I wonder if you have any insurance plan that covers from right now till late September or early Oct. The university also requires to meet the following requirements in order to waive out the one recommended by the school. Coverage must allow the insured student to receive services in South Carolina and have coverage for the following services: Out-of-pocket limit per policy year not to exceed $6,350/individual and $12,700/family. Ambulatory patient services Emergency services Hospitalization Maternity and newborn care Mental health and substance use disorders (including behavioral health treatment) Prescription drugs Rehabilitative and habilitative services and devices Laboratory services Preventive and wellness services (to include dental and vision) Chronic disease management Unlimited maximum benefit per policy year per covered person No pre-existing condition limitation Note ,the covered benefits listed above are required for all plans according to the Affordable Care Act. Medicare, Medicaid and Tricare plans are accepted as proof of adequate health insurance coverage.
Unfortunately, there is no plan that you can purchase on the market that will meet the requirements as listed. You would have to purchase the plan offered by the university to meet the requirements. If you have any additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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