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International Student Insurance

Question:

I am an F-1 student seeking a plan that meets my school requirements. The requirements are listed below. Coverage dates must include the entire coverage period you are waiving; Medical benefits of at least $50,000 in US dollars for each accident or sickness; Policy must have an annual deductible of no more than U.S. $500 (A Health Care Spending account is not acceptable as an alternative); Covered benefits paid at a minimum of 75%; Repatriation of Mortal Remains of at least $7,500 in US dollars and Medical Evacuation of at least $10,000 in US dollars. (A nominal charge will be added to your student account for Repatriation and Medical Evacuation benefits if they are not included in an otherwise acceptable policy); and Policy should not exclude or unreasonably limit coverage for activities essential for students (such as a $10,000 limit on motor vehicle accidents; a 13 week benefit period). Is there an insurance plan that is the right fit?

Answer:

Thank you for your response. Based on your requirements we would recommend purchasing the Atlas Exchange plan. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. 

 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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