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Question:

I'm sure that you are being asked this question a lot these days but I am having a hard time understanding - 1) what travel insurance can I purchase today that will cover me for my summer vacation scheduled late July should the COVID19 pandemic prevent us from traveling abroad (Portugal) by US law or local law? If flights get cancelled? 2) if the vacation is cancelled by either local/international law or by the airlines, will I be reimbursed 100% of the cost of flights? 3) If there is such a travel insurance plan, what is it called and do you sell it?

Answer:

The only type of trip cancellation insurance plan that you could purchase that provide coverage along those lines would be cancel for any reason travel insurance. 

One such plan is called Safe Travels First Class.  You must purchase it within 10 days of your initial trip deposit, must insure your entire trip cost, must cancel your trip at least two days in advance of your departure date and you get maximum 75% of your trip cost back. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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