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International Student Insurance

Question:

Dear Support, I am looking to purchase a new policy for international student health insurance. Please view the list of requirements for health insurance below for my university: University of South Carolina Insurance Requirements To waive out of the university-sponsored Student Health Insurance Plan, your health insurance coverage must: -Be effective as of August 1 for the fall term or January 1 for the spring term. -Extend through the semester you've waived out for, including breaks and holidays. -Allow you to receive services in South Carolina. -Give you unlimited aggregate maximum benefit per policy year per covered person. -Not have a pre-existing condition limitation. -Have an out-of-pocket limit per policy year that does not exceed $6,350 per individual and $15,000 per family. -Have a combined benefit of $100,000 for medical evacuation and repatriation of remains. -Provide the Essential Minimum Benefits required by the PPACA with no annual limits. -Contain no exclusions for pre-existing conditions. -Covers 100% of Preventive Care as defined by the PPACA -Required for all plans according to the Patient Protection Affordable Care Act: Ambulatory Patient Services Chronic Disease Management Emergency Services Hospitalization Laboratory Services Maternity and Newborn Care Mental Health and Substance Use Disorder Treatments (including behavioral health treatment) Prescription Drugs Preventive and Wellness services (including dental and vision) Rehabilitative and Habilitative Services and Devices Please let me know if you offer comparable plans, I will need coverage for myself (F1 student visa) and my wife (F2 spouse visa), please let me know if you need more information to obtain a quote.

Answer:

Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans to meet your University's requirements as you require a plan which is Affordable Care Act compliant. We recommend purchasing through your University directly. If you have any additional questions, please let us know. 

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