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Ask Our Specialists
I'm starting at Clemson University as a F1 student this Fall and I'm looking for a health insurance plan that meets the following criteria: Coverage must be effective on or before January 1 (spring) or August 1 (fall) and extend through the semester, including breaks and holidays Plan must be fully compliant with the Affordable Care Act and provide coverage for the following: Ambulatory patient services Emergency services Hospitalization Maternity and newborn care Mental health and substance use disorder services; including behavioral health treatment Prescription drugs Rehabilitative and habilitative services and devices Radiology and Laboratory services Unlimited Aggregate Maximum Benefit per Accident or Sickness Deductible no more than $5,000 USD per policy year Preventive and wellness services and chronic disease management No pre-existing condition waiting period Pediatric services, including oral and vision care Medical Evacuation and Repatriation $50,000 USD combined benefit Could you help me out?
Thank you for contacting Insubuy for your insurance needs.
Unfortunately, the plans do not meet the requirements as listed since none of the plans are ACA compliant. The only way for an F1 student to purchase an ACA compliant plan is to purchase the plan offered by the university. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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