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Student Insurance Pre-Existing Conditions Hi, I'm an international student who planned on studying in the USA (Florida), starting my freshman year of college this July. I have type 1 Diabetes, therefore I need things such as insulin, needles, test strips, etc. in order to treat my medical condition. What plan would you suggest me if I wanted to spend as less as possible in prescriptions? How much is it going to cost me monthly?
Hello, Thank you for contacting Insubuy for your insurance needs. Are there any requirements that your University has that need to met as far as the insurance is concerned? Typically there is a waiting period before any pre-existing conditions will be considered and these waiting periods can be anywhere from 6-12 months depending upon the plan selected. If there are domestic coverage options offered from your University, it is recommended that you purchase the domestic options as it is the only type of plan that will start covering pre-existing conditions from day 1. Please use the link listed below for plan options that will be available to you as an International Student in the United States. International Student Medical Insurance: /international-student-medical-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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