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Ask Our Specialists
I am looking for medical insurance for my spouse. She is 25 y.o., Russian, visa F-2. University (Virginia Tech) minimum requirements are as follows: Adequate provider care within a 50 mile radius of campus of enrollment Deductible of no more than $500 per accident or illness Major medical benefits of at least $500,000 per insured per policy year Repatriation and medical evacuation coverage to home country at no less than $10,000 Pregnancy, childbirth and complications of pregnancy must be treated as any other illness under the policy Prescription coverage of no less than $500,000 per insured per policy year Mental health care (in- and outpatient) covered as any other illness No pre-existing condition exclusions or waiting period No limits or internal dollar caps on coverage, including services, treatment or surgery Coverage is valid for one year from Aug 1 or first day of enrollment in school, and effective through the following July 31 or last day of the month of the student's graduation
Thank you for contacting Insubuy. There are no plans available which will meet the requirements below, since you require a plan which has "No pre-existing condition exclusions or waiting period". We would recommend purchasing from your university. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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