Ask Our Specialists

I am looking for an insurance coverage for my spouse who holds J2 visa at Pennsylvania State University. I need a coverage for the period of February 1 to August 20, 2019. I am wondering if you have a coverage plan that is suitable to the requirements determined by Penn State University main campus. Below is the requirements: All requirements must be met for a waiver to be granted: U.S. carrier or entity is approved to do business in the U.S. and compliant with all guidelines of the Patient Protection and Affordable Care Act (PPACA) Carrier has a filed and approved health insurance policy with the Commonwealth of Pennsylvania Department of Insurance or has a sponsored insurance plan that meets the waiver standards and is approved by the Student Health Insurance Office, together with a letter of financial guarantee directly from the plan sponsor Coverage for 100% of preventive and contraceptive care (preventive examinations, immunizations and screening tests, as required by the PPACA and the Commonwealth of Pennsylvania for student health insurance plans) Coverage for pre-existing conditions with no waiting period Deductible no greater than $500; Coverage for all essential benefits for accident and sickness, including prescription drug coverage, without limitation Maternity Benefits (or Pregnancy) covered as any other illness or injury; Inpatient and outpatient mental health/substance abuse as any other condition No exclusions for injury or illness as a result of alcohol, drugs or attempted suicide Worldwide coverage $3,000 In-Network out-of-pocket maximum $15,000/$30,000 Out-of-Network out-of-pocket maximum OR U.S. employer-sponsored health insurance in place of standards 1-12; And Medical evacuation ($100,000/Repatriation ($50,000) minimum limits. Thank you. Have a wonderful day.